wtf happened to your second amendment ?

Call Me Tim

EDF Hero
In Mexico City, Americans (and Mexicans sending money from the US back to Mexico) have a lot more buying power than Mexicans.
So. So does a Mexican with a better paying job.
Americans are making rents unaffordable to the average Mexican.
Nope Wildly inaccurate. illegals are making it unaffordable for the average American. The average American is not getting free money from the government. The average American is not saying rent free in 5 star hotels. The average American is not getting EBT in the amounts of 3-4 thousand dollars a person.
This happens in the US as well, people from states like California leave and buy up cheap housing in other states.
People are leaving California because they can no longer live in California. Either because of the policies or they simply cannot afford it. Other states have more inventory, may have a slower economy that thats why the houses are cheaper. And guess what, after three fucking years of Biden-bot, my house estimated value shot up nearly 90K. Because there was a housing shortage from all the people from the west coast moving to my state. You are mindnumbingly uninformed.
this is basic supply and demand. A person with massive amounts of wealth is able to buy up all of the supply,
No one wealthy is buying up everything to drive prices up. Well except for Blackrock. But that's not individuals. That's a company run by jews who want to make everyone poor. But it looks like the house is turning out to be made of cards and beginning to fall.
this increases demand, which increases prices for everyone.
No. Except for Blackrock. This is a retarded notion.
And minimum wage workers are most impacted by price increases.
Right. So that's why you don't want to import millions of illegals to drive wages down. That's why you don't want to raise the minimum wage. That's why you don't want to spend trillions on other nations or useless programs and agencies. Less inflation, the more money the lowest run has. Hitler showed the world that when Weimar collapsed.
You telling me "It makes no impact on my life" tells me it is you who is ignorant.
I'm saying his salary not matter the size makes no impact on my life. It doesn't. It doesn't make an impact on your life either other than you being butthurt over his bank account. You progressives don't love the poor, you hate the rich. So you can stop it with the "I'm pulling for the working man," bullshit. Try it on someone more retarded.
How do you not understand Economics 101?
Youre the one that doesn't understand economics or the market. You just finished telling me a gang of wealthy people are controlling the markets by buying everything and driving the prices up.
Are you too busy hating on Jews to know the basics?
I know far more than the basics. Which is why I hate the jews. if you did know more than the basics you would be anti-jew as well.
So. Basically. Mexico let in a bunch of American tourists, they pay rent, that has reduced inventory and caused prices to go up, so out of frustration they loot and destroy their own city and shops. They're retarded. And you're retarded for trying to make this some sort of selling point. I already mentioned that the housing inventory is stretched to the max here in my state and driving the costs up.
If you are unable to have a discussion without being honest, that's on you.
What the fuck are you going on about. I've been nothing but honest. It has been you who doesn't want to accept reality.
The reality is there will always be people with more than most. Removing them from society either through harsh economic policy, murder, imprisonment or forcing them out won't make you better off. You'll just have less affluent people.
Just because I focus on a single millionaire doesn't mean other millionaires/billionaires get my stamp of approval. Nor does it mean I am apathetic to the harm they inflict on the rest of us.
The harm they do is is imaginary and the harm is caused by your own obsession over their bank account balance.
People like you are why Republicans lose elections and why people like Mamdani get elected.
Yeah LOL that's a non-sequitur, and the most retarded statement you've made so far. There are almost no republicans in NYC.
Mandani got elected because NYC is a one party city. A republican hasn't held office since Giuliani. I can't remember when there was a NY republican governor. But to be honest, not like it would matter. Republicans today are the same on the political level as democrats 40 years ago. But you don't understand that. You seem to rely heavily on "approved" political tropes your party feeds you, and can only view the world if that view has been properly vetted. That's sad.

I don't believe you even think about things. Because in this exchange you don't seem to be thinking about what you are posting. You're just repeating the approved mantra and finding stories which you think confirm your bias.
 
So. So does a Mexican with a better paying job.

Nope Wildly inaccurate. illegals are making it unaffordable for the average American. The average American is not getting free money from the government. The average American is not saying rent free in 5 star hotels. The average American is not getting EBT in the amounts of 3-4 thousand dollars a person.

People are leaving California because they can no longer live in California. Either because of the policies or they simply cannot afford it. Other states have more inventory, may have a slower economy that thats why the houses are cheaper. And guess what, after three fucking years of Biden-bot, my house estimated value shot up nearly 90K. Because there was a housing shortage from all the people from the west coast moving to my state. You are mindnumbingly uninformed.

No one wealthy is buying up everything to drive prices up. Well except for Blackrock. But that's not individuals. That's a company run by jews who want to make everyone poor. But it looks like the house is turning out to be made of cards and beginning to fall.

No. Except for Blackrock. This is a retarded notion.

Right. So that's why you don't want to import millions of illegals to drive wages down. That's why you don't want to raise the minimum wage. That's why you don't want to spend trillions on other nations or useless programs and agencies. Less inflation, the more money the lowest run has. Hitler showed the world that when Weimar collapsed.

I'm saying his salary not matter the size makes no impact on my life. It doesn't. It doesn't make an impact on your life either other than you being butthurt over his bank account. You progressives don't love the poor, you hate the rich. So you can stop it with the "I'm pulling for the working man," bullshit. Try it on someone more retarded.

Youre the one that doesn't understand economics or the market. You just finished telling me a gang of wealthy people are controlling the markets by buying everything and driving the prices up.

I know far more than the basics. Which is why I hate the jews. if you did know more than the basics you would be anti-jew as well.

So. Basically. Mexico let in a bunch of American tourists, they pay rent, that has reduced inventory and caused prices to go up, so out of frustration they loot and destroy their own city and shops. They're retarded. And you're retarded for trying to make this some sort of selling point. I already mentioned that the housing inventory is stretched to the max here in my state and driving the costs up.

What the fuck are you going on about. I've been nothing but honest. It has been you who doesn't want to accept reality.
The reality is there will always be people with more than most. Removing them from society either through harsh economic policy, murder, imprisonment or forcing them out won't make you better off. You'll just have less affluent people.

The harm they do is is imaginary and the harm is caused by your own obsession over their bank account balance.

Yeah LOL that's a non-sequitur, and the most retarded statement you've made so far. There are almost no republicans in NYC.
Mandani got elected because NYC is a one party city. A republican hasn't held office since Giuliani. I can't remember when there was a NY republican governor. But to be honest, not like it would matter. Republicans today are the same on the political level as democrats 40 years ago. But you don't understand that. You seem to rely heavily on "approved" political tropes your party feeds you, and can only view the world if that view has been properly vetted. That's sad.

I don't believe you even think about things. Because in this exchange you don't seem to be thinking about what you are posting. You're just repeating the approved mantra and finding stories which you think confirm your bias.

Tim,

in the US we got about 23,800,000 people worth a million dollars or more. Roughly 10% - 15% of adults (if you have a more accurate percentage, correct me) in the US. And between 813 and 867 are billionaires.

If you are unable to acknowledge that excess wealth impacts supply and demand, and that minimum wage workers are most affected by this disparity, you fail at Economics 101 and common sense.

You are so far-right that you just let yourself get dominated by a weasel-fucking dying alone communist furry faggot.

Facts don't care about your feelings.
 

Call Me Tim

EDF Hero
In Mexico City, Americans (and Mexicans sending money from the US back to Mexico) have a lot more buying power than Mexicans.
So. So does a Mexican with a better paying job.
Americans are making rents unaffordable to the average Mexican.
Nope Wildly inaccurate. illegals are making it unaffordable for the average American. The average American is not getting free money from the government. The average American is not saying rent free in 5 star hotels. The average American is not getting EBT in the amounts of 3-4 thousand dollars a person.
This happens in the US as well, people from states like California leave and buy up cheap housing in other states.
People are leaving California because they can no longer live in California. Either because of the policies or they simply cannot afford it. Other states have more inventory, may have a slower economy that thats why the houses are cheaper. And guess what, after three fucking years of Biden-bot, my house estimated value shot up nearly 90K. Because there was a housing shortage from all the people from the west coast moving to my state. You are mindnumbingly uninformed.
this is basic supply and demand. A person with massive amounts of wealth is able to buy up all of the supply,
No one wealthy is buying up everything to drive prices up. Well except for Blackrock. But that's not individuals. That's a company run by jews who want to make everyone poor. But it looks like the house is turning out to be made of cards and beginning to fall.
this increases demand, which increases prices for everyone.
No. Except for Blackrock. This is a retarded notion.
And minimum wage workers are most impacted by price increases.
Right. So that's why you don't want to import millions of illegals to drive wages down. That's why you don't want to raise the minimum wage. That's why you don't want to spend trillions on other nations or useless programs and agencies. Less inflation, the more money the lowest run has. Hitler showed the world that when Weimar collapsed.
You telling me "It makes no impact on my life" tells me it is you who is ignorant.
I'm saying his salary not matter the size makes no impact on my life. It doesn't. It doesn't make an impact on your life either other than you being butthurt over his bank account. You progressives don't love the poor, you hate the rich. So you can stop it with the "I'm pulling for the working man," bullshit. Try it on someone more retarded.
How do you not understand Economics 101?
Youre the one that doesn't understand economics or the market. You just finished telling me a gang of wealthy people are controlling the markets by buying everything and driving the prices up.
Are you too busy hating on Jews to know the basics?
I know far more than the basics. Which is why I hate the jews. if you did know more than the basics you would be anti-jew as well.
So. Basically. Mexico let in a bunch of American tourists, they pay rent, that has reduced inventory and caused prices to go up, so out of frustration they loot and destroy their own city and shops. They're retarded. And you're retarded for trying to make this some sort of selling point. I already mentioned that the housing inventory is stretched to the max here in my state and driving the costs up.
If you are unable to have a discussion without being honest, that's on you.
What the fuck are you going on about. I've been nothing but honest. It has been you who doesn't want to accept reality.
The reality is there will always be people with more than most. Removing them from society either through harsh economic policy, murder, imprisonment or forcing them out won't make you better off. You'll just have less affluent people.
Just because I focus on a single millionaire doesn't mean other millionaires/billionaires get my stamp of approval. Nor does it mean I am apathetic to the harm they inflict on the rest of us.
The harm is caused by your own obsession over their bank account balance.
People like you are why Republicans lose elections and why people like Mamdani get elected.
Yeah LOL that's a non-sequitur, and the most retarded statement you've made so far. There are almost no republicans in NYC.
Mandani got elected because NYC is a one party city. A republican hasn't held office since Giuliani. I can't remember when there was a NY republican governor. But to be honest, not like it would matter. Republicans today are the same on the political level as democrats 40 years ago. But you don't understand that. You seem to rely heavily on "approved" political tropes your party feeds you, and can only view the world if that view has been properly vetted. That's sad.

I don't believe you even think about things. Because in this exchange you don't seem to be thinking about what you are posting. You're just repeating the approved mantra and finding stories which you think confirm your bias.
 
schnookums replies to me sayin' i read the news wrong n one-sided (you know my reading habits) n you think i aint gonna slap him back? sir that is my ex facebook husband from 2013-2014 i will say whatever inflammatory shit to that hoe i want to while drunk. don't come at me like i've spent a decade tryin' to sell you on the idea of personally housing a somalian family of 4 n their pirate fleet

i had a specific member of my local community in mind when i typed that but thanks for provin' my point re: white idpol... y'all in here "but the left tried to assassinate him 3 times" like hunting kidfuckers who pardon/assassinate other kidfuckers shouldn't be a national sport. n then you go n compare yourself to a trailerdwellin' 3-toothed white nigger who is on probation. that's on par with baka's stormfront rants this summer on discord when she was in between her heroin od's

mfw racist whites keep defending guttertrash behavior
mfw becoming dindus
View attachment 44884
while im serious about the white separatism comment (see: "Return To The Land" for example), the rest of that post was made in jest. guess i came off too dry.
 

minty

runs bartertown
while im serious about the white separatism comment (see: "Return To The Land" for example), the rest of that post was made in jest. guess i came off too dry.
i will admit i may have possibly been a bit too defensive.
i would like to reiterate that there are very few ppl left on here that i like talking to n i have had like, 3 white ppl from north america, from here, shit nuclear bloody diarrhea on my proverbial doorstep, in this year alone, n try to play it off like it's fine
so if i say "retards" in a post n get a reply from you, when you're one of the few people i can still disagree with but have a reasonable discussion with, i just sorta...
Fgh76c.gif

don't do that. when i say retards it's not you. don't lower yourself to retard status by replying to posts looking down on retards.
okay?
cute-love.gif

BROTHER DO YOU UNDERSTAND ME
BROTHER DON'T LICK THE WINDOWS IT'S A TRAP
 
BROTHER DO YOU UNDERSTAND ME
BROTHER DON'T LICK THE WINDOWS IT'S A TRAP
:( i wanted to taste the schnozzberries...

i will admit i may have possibly been a bit too defensive.
i would like to reiterate that there are very few ppl left on here that i like talking to n i have had like, 3 white ppl from north america, from here, shit nuclear bloody diarrhea on my proverbial doorstep, in this year alone, n try to play it off like it's fine
so if i say "retards" in a post n get a reply from you, when you're one of the few people i can still disagree with but have a reasonable discussion with, i just sorta...
View attachment 44921
don't do that. when i say retards it's not you. don't lower yourself to retard status by replying to posts looking down on retards.
okay?
View attachment 44922
BROTHER DO YOU UNDERSTAND ME
BROTHER DON'T LICK THE WINDOWS IT'S A TRAP
dont worry, i get it. the mental ganges river that this place is sometimes gets me too.
 

Call Me Tim

EDF Hero
no you replied with a previous post. either way, you fail at Economics 101. you don't understand supply and demand. So there isn't much to talk about.
You're the one that literally thinks wealthy people are buying up so much inventory that they are purposefully driving the housing costs up. Do you have any idea how expensive real estate investing is? You're not smart. No wonder progressive policies are attractive to you. You have to be an idiot to believe it would work.

Blackrock, Vanguard and State Street are mulit-trillion dollar hedge funds that have the money to do that sort of thing. And in fact they are just not at the scale you think it is. Zillow, tried to do this but their purchasing department was full of fucktards and bought overpriced houses in markets that were not as liquid. It is just starting to make an impact in certain markets.

Markets like DC, San Francisco, NY where building and zoning laws have made it nearly impossible to get new build permits, artificially drive up the cost of housing. That's the biggest driver of housing costs. Limiting building permits. The next biggest driver of cost of housing is taxes. The third is market demand. Rich people buying investment properties doesn't' even make the top ten.

I'm pretty sure you don't own so you don't fucking know.
 

Call Me Tim

EDF Hero
Tim,

in the US we got about 23,800,000 people worth a million dollars or more. Roughly 10% - 15% of adults (if you have a more accurate percentage, correct me) in the US. And between 813 and 867 are billionaires.
So fucking what. We already agree that you hate rich people. Many of those are professional sports. Get over it. Many end up bankrupt because they don't know how to handle money or are human crime machines.

If you are unable to acknowledge that excess wealth impacts supply and demand, and that minimum wage workers are most affected by this disparity, you fail at Economics 101 and common sense.
You are fucking retarded. Being wealthy doesn't mean they automatically start buying up property. If you look at these rich people the first thing they do is buy ONE house and then a shit ton of exotic cars. It's only much later in life, if they still have the money for it, do they buy real estate. They are not buying single family houses in residential neighborhoods. They are buying luxury properties in places like Martha's vineyard. Back in the day when they did buy real estate they bought multi family units or built them. That's extremely expensive. In fact most multi-family units are owned my enormous conglomerates or banks due to to the sheer economic weight these properties have. Even wealthy people like trump cannot afford to build or maintain them now.

Investment real estate does not have the same benefits as a property you live in. While yes, the wealthy can command better rates due to known worth, the banks still want their money. These loans are ruthless.


Since you are retarded here's a lowdown on what these things cost:
Commercial real estate loan rates in 2025 vary significantly based on loan type, property details, borrower qualifications, and market conditions. Average rates range from approximately 5% to 14%.
For conventional commercial loans, which are offered by banks, credit unions, and some online lenders, the estimated average interest rate is 6% to 10%. These loans typically have fixed rates and terms of 5 to 10 years, often requiring a balloon payment at the end, and usually demand a 20% to 25% down payment.
Government-backed options include SBA 504 loans, which have an estimated average rate of 5% to 7%. These are best suited for owner-occupied properties and offer fully amortizing terms up to 25 years with no balloon payment, requiring a 10% to 20% down payment. SBA 7(a) loans, also government-backed, have an estimated average rate of up to 12.5% and are similarly intended for owner-occupied properties with up to 25-year amortization.

Short-term bridge loans, used for interim financing before securing long-term funding or selling a property, carry interest rates between 7% and 14%. Construction loans, which fund building or renovation projects in stages, typically have rates ranging from 8% to 13%.

Other loan types include CMBS (Commercial Mortgage-Backed Securities) loans, with fixed rates for 5- to 10-year terms ranging from 5.88% to 7.49% , and portfolio loans, which have rates between 5.0% and 6.0%. Mezzanine loans, used as second-lien financing, carry higher rates, typically between 7.23% and 11.87%.

Rates can also vary by property type and location. For example, multifamily properties may have lower rates compared to office buildings in less desirable areas. Additionally, borrowers with strong credit, higher down payments, and solid financials may secure more favorable rates. The Federal Reserve’s policy and broader economic conditions, including inflation and market demand, continue to influence these rates.

For a property priced at $2.75 million, a down payment of 20% to 25% is typical, with current interest rates starting around 6% to 7% for 10- to 25-year terms. Lenders often require a deposit relationship and detailed financial documentation, including personal and business tax returns, financial statements, and property financials.

You are so far-right that you just let yourself get dominated by a weasel-fucking dying alone communist furry faggot.
You are delusional as well. You have no idea on how the world works. Not at all. And at this stage in your life your course cannot be corrected. Embrace the suck which is your life because you have no choice.
Facts don't care about your feelings.
You have not stated any facts at all. You've stated opinions, wildly meandering confabulations, outright falsehoods, and fairy tale solutions.

What you picture or envision, is not aligned with reality.
I am reality.
 
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